Book a Free 1:1 Discovery Call
〰️
Book a Free 1:1 Discovery Call 〰️
Welcome to A feminist approach to personal Finance
Zalucky Financial
Do you know what hidden fees are costing you?
Financial ADVISORS USUALLY CHARGE BETWEEN 1%-2% IN MANAGEMENT FEES
OVER 30 YEARS, THAT’S $250,000 OUT OF YOUR POCKET IN FEES AND LOST COMPOUNDING INTEREST
DOES THAT SOUND WORTH IT TO YOU? I’D SAY NO THANKS
How This chart was calculated
I love math and I love numbers. Always have. That’s because numbers can tell a story and I LOVE a good story.
Financial advisors at traditional banks usually charge between 1% to 2%. In this chart, I estimated that the financial advisor in this example is charging only 1% - which is conservative. So yes, that means it can be worse. In this example, let’s say you invest $100,000 (which is usually the minimum an financial advisor will consider) at 35 years old and don’t add another dollar more and then you retire at 65. I also conservatively estimate an 8% return (the market has an average rate of return of 10-12% over 30 years). Over those 30 years, you will have lost around $250,000 in fees and lost compounding interest.
So What Other options do you have?
You can work with a financial expert that charges a flat fee for financial planning services - like me. It’s a much better value for you. I have over 15 years of experience on Wall Street and Bay Street. Schedule a discovery call with me to see how I can best help your money work hard for you.
Let my Wall Street experience power up your personal financial experience
I have over 15 years of experience trading for top wall street and bay street firms
my experience
I’ve worked at the top competitive financial firms in North America as a top trader. My resume has beat out thousands of other applicants to get into extremely exclusive positions. I’ve studied, read, worked and breathed the financial markets for years. I’ve had a front row seat in watching the financial markets rise to record highs and crash to stunning lows. I’ve talked the talk and walked the walk. I’ve seen some shit. But also I’ve seen, intimately, how financial institutions were not set up to help you. Let me use my knowledge to make sure every one of your dollars is working as hard as it can for you so you’re able to enjoy the sweeter things in life. You work hard for your money so your money should work hard for you.
WORK WITH Roxanne
1:1 Coaching
The ideal choice if you want a personalized plan that is tailored to your goals and lifestyle.
RETIREMENT ACCOUNT Check-up
A one-off meeting to rebalance your retirement account and optimize your long-term returns.
Real estate advising
A one-off meeting where I evaluate your property options and make sure you’re considering all potential angles.
Financial
Guidance
Improving your relationship with money
Worried about retirement
If you’re not sure about your employer’s retirement options and want to make sure you’re optimizing your time in the market.
Target Specific Issues
If you’re uneasy about your debt, income, savings, or investments, a personalized plan might be right for you.
Testimonials
-
![]()
Roxanne's knowledge in finance has been so helpful in demystifying crucial money-related topics that I had been avoiding for quite some time. While I have always considered myself fairly saavy at personal finance, Roxanne skillfully fine-tuned and optimized my investments to align perfectly with my specific life goals. I am considerably less stressed about the lingering financial questions that had been weighing on me. Thanks to Roxanne I’m no longer afraid to talk about money.
Cristina
-
![]()
Roxanne helped us by coaching us to buy our first investment property. We were nervous at first, but Roxanne supported us the full way through. Her advice helped us immeasurably. We’re super busy and don’t have time to pay attention to every little change in the markets. When the markets started shifting and right before interest rates just started to increase, Roxanne advised us to switch from a variable rate mortgage to a fixed rate mortgage and we did exactly that. She absolutely saved us. If not for her advice, we would have had to sell our cottage in the absolute worst time. We forever grateful to Roxanne. I can’t recommend her enough
Paula
-
![]()
With Roxy, in just 3 months, I saved more for my first home purchase than I've saved in the last 5 years - and that happened with just Roxy working with me to teach me financial basics and adjusting my perspective and approach!
Joy
-
![]()
Roxy's approach combines her experience, her thoughtfulness, and her Philadelphian ready-to-throw-hands outrage at seeing women get f**cked over by an exploitative financial system designed to keep us stupid.
Aleksandra
-
![]()
Talking about money can be uncomfortable, impersonal and overwhelming! But if you want to feel at ease, supported, know what's good and get some solid advice for what to do with your money, definitely book a call with Roxy and learn from this absolute wizard!
Chrystyna
-
![]()
I have been working with Roxy and I highy recommend her. I'm an equal earner in my marriage so as part of getting into our 40s, we thought it would be great to talk to a financial advisor together. it's really hard to find good financial advisors who are not part of an institution (and hence, financial options are mostly tied to this institution, like a bank, etc). we're spoken to a few who were all males and it was honestly so off-putting since they looked as me as more of a non-equal partner and directed all follow-ups to my husband. I was going to accept my reality of managing my finances as something i'll need to do for myself when I stumbled on Zalucky financial. Roxy asks me many thought-provoking questions about my past, current and future relationship with money. i (Along with many women i know) are now in a generation where we're made money because of our own efforts. you may be great at saving & have a budget, but this is not enough. you have to have a long-term strategy on what you want to do with it and i cannot recommend Zalucky financial enough.
Carrie
